Personal Finance

***ROTH IRA

Are you ready to CHANGE YOUR LIFE?!? Let’s discuss the Roth IRA.πŸ’° ⁣⁣The ROTH IRA is:⁣⁣1. An investment account (usually for retirement) that allows you to contribute money that you’ve already paid taxes on.⁣⁣2. Which means it will grow TAX FREE!⁣⁣3. Which means you don’t have to pay taxes on it when you’re ready to […]

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Are you ready to CHANGE YOUR LIFE?!? Let’s discuss the Roth IRA.πŸ’° ⁣
⁣
The ROTH IRA is:⁣
⁣
1. An investment account (usually for retirement) that allows you to contribute money that you’ve already paid taxes on.⁣
⁣
2. Which means it will grow TAX FREE!⁣
⁣
3. Which means you don’t have to pay taxes on it when you’re ready to make withdrawals after the age of 59 1/2 years old.⁣
⁣
I know, I know… lots of information in that little section there. WHY is the “tax free” part important? πŸ€”β£
⁣
Because of a little thing called GROWTH. I would MUCH rather pay taxes on $1,000 when I put it into the account rather than paying on the exponential growth that original amount will gain. And that doesn’t even include the fact that if you start early, when you are likely to be in a low income tax bracket, you won’t have to pay taxes when you are older and more likely to be in a much higher tax bracket! πŸ™ŒπŸ»πŸ™πŸ»β£
⁣
So tell me… do you have a ROTH IRA? Has it been on your to-do list, but not done yet? Getting started is super easy and takes less than 10 minutes, so get started!

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